Madhya Pradesh Mukhyamantri Mazdoor Suraksha Yojana (MPCMMSY) is an initiative launched by the Government of Madhya Pradesh to provide social security to labourers working in the unorganised sector. The scheme provides financial assistance in case of unforeseen events such as death, permanent disability, natural disasters and critical illness.
Benefits of the Scheme
- Death Benefit: If the registered labourer dies, an ex-gratia of ₹5 lakh is provided to his family.
- Permanent Disability Benefit: If the registered labourer becomes permanently disabled due to accident or illness, he is provided with an ex-gratia ranging from ₹1 lakh to ₹5 lakh depending on the severity of his disability.
- Natural Disaster Benefit: If a natural disaster like a flood, earthquake or storm occurs and the house of the registered labourer is damaged, he is provided with an ex-gratia ranging from ₹10,000 to ₹50,000.
- Critical Illness Benefit: If a registered laborer is suffering from a serious illness like cancer, heart disease or kidney disease, he is provided with an ex-gratia amount of up to ₹50,000.
Eligibility
- Being a resident of Madhya Pradesh.
- Being between the ages of 18 and 60.
- Working in the unorganized sector for at least 6 months.
- Having an income of less than ₹3 lakh per year.
How to Apply?
- Interested laborers can apply for this scheme online or offline.
- For online application, laborers have to go to the Samagra Seva Portal and apply for “Mukhyamantri Mazdoor Suraksha Yojana”.
- For offline applications, laborers have to get the application form from their nearest Public Service Center or Labor Office and submit it.
Documents Required
- Aadhaar Card
- Residence Certificate
- Income Certificate
- Caste Certificate (if applicable)
- Proof of Work
- Bank Account Statement
Limitations of the Scheme
Although the scheme is helpful for workers in the unorganised sector, some limitations may be considered:
- Income Limit: The income limit of ₹3 lakh per annum may exclude some workers from the scheme, who may earn a little more but are still financially vulnerable.
- Incomplete Registration: The registration rate may be low due to a lack of awareness about the scheme or complexities in the registration process.
- Temporary Employment: The unorganised sector often has temporary or seasonal jobs. In such a case, it may be difficult to meet the eligibility condition of working for 6 months.
Future Directions
Some improvements may be considered to increase the effectiveness of the scheme:
- Increase in Income Limit: More workers can be included in the scheme by increasing the income limit for eligibility.
- Publicity and Awareness Campaign: Media campaigns can be run to increase awareness about the scheme. Simplifying the registration process and further strengthening the online mode would also be beneficial.
- Inclusion of Temporary Workers: Ways can also be found to include workers engaged in temporary or seasonal jobs in the scheme.
Conclusion
The Madhya Pradesh Mukhyamantri Mazdoor Suraksha Yojana is an important social security scheme for workers in the unorganized sector. This scheme provides financial assistance to workers and their families affected by unforeseen events. If you are eligible for this scheme, I encourage you to apply for the scheme and avail it.
Contact Information
- Labor Department, Government of Madhya Pradesh
- Helpline Number: 1800-233-7860
- Website: https://www.labour.mp.gov.in/
Also Read:
- Madhya Pradesh Mukhyamantri Kaushalya Yojana: Complete Info
- Madhya Pradesh Beti Bachao Beti Padhao Yojana: Complete Info
